We started our new-build with the hope of securing a self-build mortgage. Unfortunately we went too far with the build (wall-plate level) before being in a position to apply, so our preferred lender wouldn't lend.

There have also been other complications with the build (covenants on the plot, discovery of a mineshaft entrance etc.) which have now thankfully been resolved, but in the meantime we continued to build by self-funding. We are now out of funds but are in a position to apply for a mortgage but we would like to apply for a 'standard' mortgage as opposed to a 'self-build' mortgage .

What we really need to know is what boxes does our property need to tick in order to secure a standard mortgage? At the moment we have a sound building that is water tight and first fix plumbing. How much more do we need to do to secure a mortgage?
I've scoured the internet and can't find much information on this, so any advice would be hugely appreciated. So far all I seem to gather is that we need utilities connected, a kitchen and a bathroom.

Many thanks.