Protek Site Insurance

Site insurance is a specific type of policy designed to cover a self-build, renovation, extension or conversion project. It should be taken out from the moment you exchange contracts on the plot or building to be renovated. Protek’s site insurance policy has been designed to provide cover against the loss and damage that is inherent in the type of building project you are undertaking and takes into consideration the level of responsibility you have and the unique nature of the project you are working on.

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SITE INSURANCE PROVIDES COVER IN TWO MAIN WAYS:

Physical damage: Protecting you against physical loss or damage to the works, materials, plant, caravans, tools and equipment used throughout the project. A fire loss, accidental damage, weather related loss, theft and vandalism all fall into this area of site insurance cover.

Liability: Covers your incurred liability in the event you inadvertently damage someone else’s property or cause injury to another person during the course of the build. Causing damage to a neighbouring property is easily understood, but you may be responsible for health & Safety on the site and a worker could sue you for an injury following an accident, however minor.

FLEXIBILITY IN THE SITE INSURANCE POLICY IS KEY:

The inherent flexibility of Protek’s site insurance policy is absolutely key. You can pick and choose the cover duration to suit your project timelines as well as selecting an excess that suits your risk appetite.

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