SelfBuild Site Liability Insurance

Purchasing a plot of land for your self build project is an exciting first step on the road to building your dream home, but in all the excitement, you might not have thought about protecting it. Luckily, SelfBuild Site Liability Insurance is available to bring you peace of mind that your building plot is protected against risks such as injury to visitors and third party damage.

In the period between purchasing your plot and commencing your build, you could be exposed to more risks than you might have thought. As a land owner, you are liable for the safety of any visitors to your site, including building inspectors, contractors, surveyors and even trespassers.

Our Site Liability Insurance provides you with £5m of Public Liability Insurance, as well as £10m of Employers’ Liability Insurance, to protect you against third party claims for injury or property damage. You can also take out cover for up to £50k of legal expenses in the event of an incident such as a contract dispute. Once you’re ready to start building, you can extend your cover to include Contract Works, Tools and more (subject to a full quotation). Our flexible cover, designed for self builders, includes:

• £5m Public Liability Insurance
• £10m Employers’ Liability Insurance
• Optional £50k Legal Expenses Cover
• Cover available for up to 18 months

To be eligible to take out SelfBuild Site Liability Insurance, you should be going through the process of obtaining planning permission to build on the plot, not have started any work yet and be located in the UK or Northern Ireland.

We can also help with renovation projects, professional builds and structural warranty insurance too, with a wide range of products available on our website.

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