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Q&As
Building Finance and Insurance for a Modern Building of Non-Standard Construction
We want to build in the best way for the environment but are concerned about the implications as to selling on and insuring the building. Our preference is a Passive foundation, timber framed, clad in a recycled product (65% wood, 35% plastic) a flat EPDM roof half of which would be laid with green sedum, the other half fitted with solar panels. Is this all still considered Non Standard Construction and will it be difficult for a future buyer to raise finance on?
One Answer
The structure and components mentioned would be considered, for lending purposes as non-standard yes. This doesn’t mean that lending wouldn’t be possible just less available and thus it may restrict the future saleability. Lenders are however becoming more open to some of the non-standard construction elements and we would hope that this willingness will continue.